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Please find below 10+ Important FACTS on Compensation Advice

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Compensation facts and figures - Who pays?

Civil compensation is awarded by the courts where injury or illness has resulted from employment, where the employer has been negligent and the employer could haveforeseen the
harmful effects of that negligence. The payout will be reduced if the court decides you were partly to blame through "contributory negligence." There are about 100, 000 successful personal injury settlements each year, normally paid by the insurer providing employers' liability insurance.

HEARTS AND MINDS
Brain damage: A member of the fire fighters’ union FBU received £900, 000 after a fall from a fire appliance caused brain damage and other injuries (Hazards72). NASUWT member John Gill was poisoned with carbon monoxide at his teaching job, causing mental impairment and ill-health retirement, and was awarded £562, 000 (Hazards69).AEEU member Tony Bradshaw was awarded £280, 000 after developing cerebella ataxia caused by workplace solvent exposure (Hazards55). UCATT member Gordon McIvor got £100, 000 after solvent injuries led to his
retirement (Hazards52). Big sums: The civil court calculates the size of the payout, made up of "pecuniary losses" (lost past and potential earnings, medical expenses etc) and the harder to calculate "non-pecuniary losses" (for the pain, suffering and loss of amenity (PSLA)), based on published "JSB Guidelines". No crime: UK compensation payments contain no punitive element,
even though a civil court settlement for a workplace injury or disease can only be awarded where employer negligence has been demonstrated.

Paying the right price, a February 2000 TUC report, called for punitive damages to be added to compensation awards, something also supported in a 1997 Law Commission report. .
Union pay off: Unions win the lion's share of personal injury compensation payouts. They consistently settle claims worth over £300 million a year - £320 million in 1999. The latest TUC figures show that well over 50, 000 union cases are settled each year – over half of the annual total - with an average payout of £6, 150, well above the level for all claims.

Union members, meanwhile, pay an average of just £6 per year to receive this legal back-up. Information Guidelines for the assessment of general damages in personal injury cases. Fifth edition. (the 'JSB guidelines'). Judicial Studies Board. Blackstone Press. ISBN 1 84174 031 4. July 2000. £19.50. Trade Union Trends survey. Focus on services to injury victims. TUC, December 2000. £30.00. Paying the right price. Compensation for workplace injuries. TUC, February 2000.

WHAT'S IT WORTH? You think you are worth more dead than alive? Well, you might be worth less than you think, either living or dead. It is hardly a fair system. A stockbroker with a broken arm could feasibly end up with more compensation than a building worker with a broken neck. This can happen because personal injury compensation is decided by the civil courts and is intended to provide recompense for what the victim has lost. It is not intended to provide justice. The full award in all cases would be the pain, suffering and loss of amenity (PSLA) sum plus 'pecuniary damages' based on financial losses.



PSLA guide: Up to £33, 000 for severe, permanent, disabling asthma, with severe impairment of social, physical and employment prospects. Down to no more than £2, 500 for mild asthma, bronchitis, colds and chest problems that resolve in a few months. Mesothelioma, lung cancer or asbestosis: The family of hospital consultant James Emerson received £1.15million following his death from the asbestos cancer mesothelioma.

The widow of UNISON member Kenneth Lord received £100, 000 following his death from the same condition. June Hancock, who developed mesothelioma after living near a T&N asbestos factory, was awarded £65, 000 in 1995, dying less than two years later, aged 61 (Hazards 60). LOSE YOUR SENSES Deafness/tinnitus: The number of industrial deafness claims are falling but still dominate compensation payouts, making up two-thirds of all industrial disease claims. Over 20, 000 cases were settled in 1998, most for under £5, 000. Acoustic shock: In the biggest claim to date, BT operator, David Stonier, was awarded £93, 000 for the condition (Hazards72). PSLA guide: Total deafness, up to £70, 000; slight or occasional tinnitus with slight hearing loss, £3, 750. Eye injuries: £135, 000 for total blindness, falling to £1, 000 for a transient eye injury. Loss of taste and smell: £70, 000.



One of the requisites of driving a vehicle is having an insurance policy that covers compensation for injuries caused. The driver's insurance company is therefore responsible for meeting the road accident compensation claim.

Content Courtesy: www.hazards.org/compensation.pdf | http://legal-personal-injury-gw.blogspot.com/

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  The content and materials provided in this web site are for informational and educational purposes only and are not intended to supplement or comprise any precise facts, although we have researched sufficiently for the facts and information to be reasonably accurate. All content and materials including research papers, case studies and testimonials summarizing facts have been done by individuals working for this website. We cannot be held responsible for any inaccuracies, as we have described that information is for educational purposes and therefore maybe a few weeks old.

 

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